Provide Accounting Solutions for small businesses
Support in developing and planning your financial vision
CREDIT REPAIR &
RESTORATION
Free Credit Consultation and Analysis
Personal Client Portal for Real-time Updates
Financial Coaching
Educating Clients on how to better navigate their finances and plan a financially sound future.
Credit Monitoring
Stay on top of your credit. Unlimited access to report and scores from all 3 bureaus.
NOW IS THE TIME TO TAKE CONTROL OF YOUR PERSONAL FINANCIAL HEALTH! "Today is the opportunity to build the tomorrow you want."
DON'T LET BAD CREDIT HINDER YOU FROM FULFILLING YOUR OR YOUR FAMILY DREAMS OR THAT OF YOUR FUTURE GENERATION!
TAKE ACTION NOW!
Good credit opens doors and create opportunities.
Want to purchase your dream home? With our proven process we can repair your credit and help you qualify for purchasing a new home.
Start to repair your credit! So you would not have to pay outrageous interest rates on your automobile purchase and be able to maximize your buying power.
Don’t miss out on that job opportunities that you have long wanted. Research shows that 65% of employers base their hiring decisions on applicants credit reports,
Save money. Get access to premium credit cards. Save thousands of dollars by paying lower interest rates using your improved credit.
LOOK AT WHAT A LOW CREDIT SCORE COSTS YOU!
New Toyota Camry: $23,000/66 Month Term
New Home: $250,000/30 Year Fixed Rate Mortgage
|
Jane’s Credit Score
|
| 730 |
|
Interest Rate………………………….1.99%
|
|
Payment………………………………….$368
|
|
Total Interest Paid
$1,302 |
|
Total Payments:
$24,302
|
|
John’s Credit Score
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| 599 |
|
Interest Rate…………………………14.99%
|
|
Payment…………………………………..$514
|
|
Total Interest Paid
$10,921 |
|
Total Payments:
$33,921
|
|
Jane’s Credit Score
|
| 730 |
|
Interest Rate…………………………2.75%
|
|
Payment……………………………..$1,021
|
|
Total Interest Paid
$117,417 |
|
Total Payments:
$367,417
|
|
John’s Credit Score
|
| 599 |
|
Interest Rate…………………………6.5%
|
|
Payment……………………………$1,580
|
|
Total Interest Paid
$318,861 |
|
Total Payments:
$568,861
|
HOW THE CREDIT REPAIR PROCESS WORKS
Your Credit Score is only as good as the information on your Credit Report. Credit repair is about cleaning up your credit report to boost your credit score.
Credit Evaluation
Get a copy of your Credit Report from each credit bureau, review, dissect to find inaccuracies, redundancies or unverifiable information that can be disputed.
Dispute Plan
We plan a course of action to dispute inaccuracies with bureaus and creditors; set timelines. Educate clients; on what is required and expected in order to facilitate the dispute process.
Tracking Results
Create and send out dispute letters promptly; follow-up reiterating disputes and the reasoning behind them. Repeat persist; get results; remove negative items. Help clients rebuild their credit.
Repair, Rebuild, Redeem, Restore & Improve Your Credit Score and Financial Status!
Our Mission is to be your trusted Credit Repair and Financial Solutions Expert. Helping as many people as we can to improve their credit by: removing derogatory items, inaccuracies and unverifiable information from their credit reports; education on how to maintain good credit. We offer the most amazing services to our clients, because we care about the results they get when they hire us.
Our Vision is to place you on the path to financial freedom, and educate you so that you stay on the path and achieve financial freedom.
Take that forward step now!
Credit Repairing
Helps you to change your financial future. After an in-dept review of your credit report, and analysis of your credit history, we will discuss with you what went wrong, what have negatively impacted your credit score and ways to repair it.
Financial Coaching
Helps you to maintain your financial viability. You will have access to sound financial education, and an accountability partner to keep you on track should you stumble along the way, while reaching for your financial goals.
Steps to Financial Restoration - Rebuilding Credit
To rebuild your credit, you must use credit. However, credit cards also make it quite easy for you to overextend yourself in spending. Creating a budget and using your credit cards only for purchases you can afford, can help you rebuild your credit while avoiding debt. Rebuilding your credit isn’t an overnight process. It can take several years to raise your credit score. And if you’ve made credit mistakes – missed payments or maintained delinquent accounts – it can take anywhere from 7 to 10 years before your credit report absolves you of all those mistakes. Consistent, responsible credit card use can be key to rebuilding your credit.
Pay Down Balances In Full
Paying your credit card balances in full each month prevents interest or finance charges from accruing. But there’s more it can do: Paying in full can also help you rebuild your credit score. This is because your credit utilization ratio – your credit card balance as a percentage of your credit limit – affects your credit score.
Keep Old Cards
The age of your credit card accounts also affects your credit score. The longer your credit history, the more predictable your debt and credit management is to lenders.
Opening too many credit accounts in a short period of time can impact your crdit score.
Pay Your Bills On Time
Payment history is a major component of your credit score. To help you make credit card payments on time, most issuers offer to let you enroll in automatic payments. It’s a good practice to make sure those automatic payments are going through.
Benefits of Better Credit Score and Financial Restoration
Approval for Higher Limits
Your borrowing capacity is based on your income and your credit score. One of the benefits of having a good credit score is that banks are willing to let you borrow more money because you’ve demonstrated that you pay back what you borrow on time. You may still get approved for some loans with a bad credit score, but the amount will be more limited.
Qualify for Better Options
A person with a good credit score doesn’t have to look far for offers — in fact, the offers come to you when your credit score shows you’re a trustworthy borrower. This comes in handy when you want to refinance existing debt, take out a personal loan or upgrade to a better credit card with your current issuer. And beyond credit products, good credit habits follow you into the workplace. In the states that allow it, employers often pull consumer credit reports to make decisions about who to hire, promote and reassign — particularly if the job comes with the responsibility of making top-level financial decisions. There are many other options available
More Negotiating Power
If you're not already getting the best interest rates, a good credit score gives you leverage to negotiate a lower rate on a credit card or a new loan. You should have more offers and providers to choose from, which can give you you more bargaining power. However, if you have a low credit score, creditors are unlikely to budge on loan terms, and you won't have other credit offers or options.
Choose Your Best Package
One size does not fit all - choose from one of our three credit repair options - packages. All carry the 90 days money back guarantee.
Asked Any Questions
A credit score is a number generated by a mathematical formula that is meant to predict credit worthiness. Credit scores range from 300-850. The higher your score the more likely you are to get a loan, be approved for credit with low interest rates. Credit scores convey how likely borrowers are to repay future debts.
A good credit score gives you access to premium credit cards, better loan products and more favorable interest rates.
The Clients credit report is obtained from the 3 credit bureaus: Equifax, Transunion and Experian. Checked for inaccuracies in your credit, send out dispute letters, follow-up with bureau and creditors to get them remove from your credit report.
Unfortunately, there is no quick way to “repair” or “fix” your credit. The length of time it takes to rebuild your credit history depends on how serious your credit issues were and how your credit history was affected. It could take just a few months, or it could require several years of commitment. In either case, there are steps you can start taking right away to help get your credit back on track.
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